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Over the years, we have found that a team approach can be an effective method to help clients who have a wide variety of needs as they maneuver through a complex financial-services world.We invite you to discover and experience the power of our Federal employee centered services. We believe it has far-reaching benefits for our clients to get opinions from several sources with diverse backgrounds, education, and experience.

No one strategy fits everyone, which is why every client gets our undivided attention—for employee benefit education, retirement income planning, and investment advice. We take a proactive approach to helping you develop a strategy to address your financial goals and objectives, using efficient, evidence-based methods. Recognizing that everyone encounters challenges along the way, we strive to anticipate and address those situations as they occur. We want to keep you on track toward a meaningful and purpose-driven financial future.

We invite you to check out all the material on our website. If something prompts a question, please send us a quick email or call our office. We would enjoy speaking with you.

our TEAM




Over the past 19 years, Nigel Valdez has become a well known and recognized financial planner for Federal and Postal employees in the Southwest & Texas. He has spent several years traveling around the country, educating other financial advisors and helping Federal employee clients optimize their FERS benefits, Social Security, and investments. He is also an educator with the Society for Financial Awareness, a non-profit organization dedicated to financial literacy education. 


01. Prudence

We create financial plans with care, skill, prudence and diligence…

02. Individualization

…based on the investment objectives, risk tolerance, financial circumstances, and needs of our clients

03. Loyalty

 …without regard to the financial or other interests of the advisor. 

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The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker – dealer, state – or SEC – registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.Financial Planning and Advisory Services are offered through Prosperity Capital Advisors (“PCA”) an SEC registered investment adviser with its principal place of business in the State of Ohio. PCA and its representatives are in compliance with the current registration requirements imposed upon registered investment advisers by those states in which PCA maintains clients. PCA may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. This brochure is limited to the dissemination of general information pertaining to its investment advisory/management services. Any subsequent, direct communication by PCA with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. Better Federal Retirement and PCA are separate, non- affiliated entities. PCA does not provide tax or legal advice. Insurance services offered through Better Federal Retirement are not affiliated with PCA. Information received from this website should not be viewed as investment advice. For information pertaining to the registration status of PCA, please contact the firm or refer to the Investment Adviser Public Disclosure web site ( For additional information about PCA, including fees and services, send for our disclosure statement as set forth on Form ADV from PCA using the contact information herein. Please read the disclosure statement carefully before you invest or send money.

Get In Touch


OFFICE: (520)355-5237


TUCSON, AZ 85701