Because every Federal employee needs and deserves a quality financial plan.
Now, more than ever, Federal employees are tired of financial advisors who are not 100% focused on their clients needs. We have a fiduciary responsibility to always place our clients’ interests ahead of our own. We deliver sophisticated portfolio management, personal relationships, and holistic, fee-based, 21st century financial planning.
ask for a free federal employee benefits analysis!schedule a 20 minute talk
Don’t Settle For Less
Comprehensive Retirement Income Planning for Federal Employees
Better Federal Retirement(c) is a comprehensive retirement planning process. We offer customized solutions for our private FERS retiree clientele. The goal of this process is a retirement income plan that is efficient and sustainable for the retiree’s lifetime.
Three Phases of a Better Federal Retirement Plan
Phase 1: What You Have
With a Federal Employee Benefits Analysis we map out your guaranteed income and identify any gaps.
We will stress-test your Thrift Savings Plan and other investments, then create a custom strategy to help manage risk and seek to maximize gains in our TSP Master Plan.
Phase 2: What You Make
How much can you spend in retirement?
Here we take the information from the last phase and build your financial plan. If you saved for retirement, then this is usually a fun process of exploration.
We start by identifying your basic expenses, then re-discover your old “bucket list” of life goals that’ll make retirement enjoyable. Our holistic Results-In-Advance Financial Planning process will give you the green light to have fun.
Phase 3: What the Wealthy Do Differently
Sophisticated wealth management is no longer just for the super wealthy, but is in fact the cornerstone of our client’s success. By pulling from over 39 different retirement income strategies and using rational, evidence-based investment formulas, grounded in a relevant financial plan, and by eliminating emotions from the investment process, our clients can invest with added confidence, knowing each investment decision is rooted in academic research.
WHERE TO START?
Our process is not for everybody. Our clients are generally successful federal employees of all backgrounds and occupations, from medical practitioners to career diplomats, to firefighters and postal employees. What all of our clients do have in common is that they have all saved for retirement. Also, we charge a fee to create a financial plan, which allows us to plan with your best-interests, and only your best-interests, in mind. We do not, however, charge to kick the tires, so if you think you’re ready to work with a Certified Financial Fiduciary®, you should let us know by scheduling a 20-minute strategy session (click the button at the top of this page to get on our calendar). If you’re unsure, to help you decide if our services are worth looking in to, and to see if we’d be a good match, we’ve given you a few guidelines. Basically, our happiest and most successful clients value our advice, are able to recognize experience, and learn to trust our guidance.
You probably shouldn’t
contact us if you are…
- under 35 years old
- have so much money that you can make unwise investment decisions and still be ok
- are an expert investor who wouldn’t benefit from professional support
- don’t believe that you get what you pay for
- aren’t concerned about running out of money in retirement
- DON’T CARE ABOUT YOUR COMMUNITY
We’ll work well with you if you are…
- Retired or retiring within 10 years
- Serious about planning your future
- Action oriented
- A saver AND A LEARNER
- Motivated and willing to choose a path based on research, math and science
- willing to take the time to understand your finances
- Strive for excellence, and
- Recognize excellence in others.
Get In Touch
VALDEZ FINANCIAL GROUP, LLC
149 N. STONE AVE., 3RD FLOOR
Tucson, AZ 85701