"Because every Federal employee needs and deserves
a quality financial plan."
Now, more than ever, Federal employees are tired of financial advisors who are not 100% focused on their goals. We have a fiduciary responsibility to always place our clients' interests ahead of our own. We deliver sophisticated portfolio management, personal relationships, and holistic, fee-based, 21st century financial planning.
Better Federal Retirement(c) is a comprehensive retirement planning process. We offer customized solutions for our private FERS retiree clientele. The goal of this proprietary process is a retirement income plan that is secure, efficient, and sustainable for the retiree’s lifetime.
We begin by assessing the tools at your disposal - FERS pension, Social Security, TSP and other retirement assets, employee benefits and insurance.
With a Federal Employee Benefits Analysis we map out your guaranteed income and identify any gaps.
We will stress-test your Thrift Savings Plan and other investments, then create a custom strategy to manage risk and maximize gains in our TSP Master Plan process.
How much can you spend in retirement?
Here we take the information from the last phase and build your financial plan. If you saved for retirement, then this is usually a fun process of exploration.
We start by identifying your basic expenses, then re-discover your old "bucket list" of life goals that'll make retirement enjoyable.
Our holistic Results-In-Advance Financial Planning process will give you the green light to have fun.
Sophisticated wealth management is no longer just for the super wealthy, but is in fact the cornerstone of our client's success.
By pulling from over 39 different retirement income strategies and using emotion-free, proven investment formulas, grounded in a relevant financial plan, and by eliminating emotions from the investment process, our clients can invest confidently, knowing each investment decision is rooted in academic research.
Our process is not for everybody. Our clients are generally successful federal employees of all backgrounds and occupations, from medical officers to custodial workers. What all of our clients do have in common is that they have all saved for retirement.
Also, we charge a fee to create a financial plan, so know this in advance and be "ok" with paying for expertise.
We do not, however, charge to kick the tires, so if you think you're ready to work with a fiduciary, you should let us know by scheduling a 20-minute strategy session (click the "free strategy session" button at the bottom of this page to open our online scheduler).
If you're unsure, to help you decide if our services are worth looking in to, and to see if we'd be a good match, we've given you a few guidelines. Basically, our happiest and most successful clients value our advice, are able to recognize expertise, and learn to trust our guidance.